Your loan. Your pace. No obligation

A clear, smooth lending experience designed with you in mind.

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Simplifying financing to make your life easier.

Simplicity
above all else.

100% online.

Our priority?
Speed..

Fast transfers.

Being smart
pays off!

Fixed rate of 3%.

I'm starting the year with some great deals.

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Project Loan
Staff

A flexible financing solution to bring your important projects to life, with a simple, quick, and non-binding application.
Obtain a personal loan

Professional Financing

Tailored financial support to help your business grow and meet your professional needs.
Obtain a business loan

Get your projects off the ground.

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Pretalia

The loan that finances your desires.

With Pretalia, make your dreams come true quickly and easily. Whether it's a personal project, major purchases, or a new start, our flexible loans adapt to your needs, safely and without commitment.

Employee / Salaried worker

Easy access to personal loans or credit for everyday projects.

Retailer / Self-employed

Need financing for business or personal projects.

Customer recommending Pretalia
95%
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Featured at Pretalia

Current offers and news.

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House or apartment project

Buying, renovating, or improving your home: a loan solution designed to help you realize your project with complete peace of mind.
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Need a vehicle

Finance the purchase of your car or motorcycle with a simple and accessible loan, without complicated procedures.
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Personal or family project

Studies, training, family events, or important projects: solutions are available to support you during key moments in your life.
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Want to go on vacation?

Family trips, romantic getaways, or vacations with friends: plan your vacation with peace of mind thanks to flexible financing solutions.
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Renovation or construction work

Insulation, roofing, kitchen, or bathroom: modernize your home with financing solutions designed for your renovation projects.
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What we fund

Financing tailored to each life project.

Mortgage loans

Buy, build, or renovate your home with complete peace of mind. Our mortgage solutions are tailored to your project and your repayment capacity.
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Personal loan

Got a project in mind? Travel, equipment, events, or urgent needs: personal loans allow you to finance your desires without complicated documentation.
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Debt consolidation

Simplify your budget by consolidating multiple loans into one. A single monthly payment, better financial balance, and greater visibility over your expenses.
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Insurance

Protect yourself, your loved ones, and your plans. Our insurance solutions support you in the face of life's unexpected events with coverage tailored to your situation.
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Auto loans & mobility

Easily finance your transportation needs—car, motorcycle, electric bike, or commercial vehicle—with secure loans that are accessible to everyone.
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Home improvement loan

Renovation, remodeling, or energy efficiency upgrades: get your projects done without delay thanks to offers designed for your home.
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Clear, flexible loans designed with you in mind.
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Simplified financing

4 steps to make your project a reality.

01

Apply online

Fill out our secure form in just a few minutes.
02

Get a quick response

Our system instantly evaluates your request.
03

Sign your contract

Once your offer has been accepted, sign your contract online.
04

Implementation Support

You can then get started on your project right away.
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Everything you need to know

Transparency and clarity.

FAQ Pretalia : tout ce qu’il faut savoir sur nos crédits et financements.

What types of loans does Pretalia offer?

Mortgage loans, personal loans, auto and mobility loans, debt consolidation, financing for entrepreneurs, and solutions for specific projects. There is always an offer tailored to your needs.

Fill out our quick online form. We will analyze your profile and immediately provide you with possible solutions, with no obligation.

Most requests are processed within 24 hours. You will then receive a clear, personalized, and easy-to-understand proposal.

Yes. You can repay all or part of your loan at any time, with no hidden fees.

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Secure

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Quick response

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Loans accepted

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Funded projects
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Test your options

Our simulators

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01

Assess your borrowing capacity

Planning to buy? Pretalia offers you the opportunity to find out your borrowing capacity using a simple calculator.
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02

Calculate your monthly payments

Pretalia provides you with a simple and effective simulation tool for your loan. Get quick answers. Submit your application.
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03

Get my personalized rate

Take advantage of our expertise to compare the mortgage rates we have negotiated with over 110 banks.
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Customer reviews

Reviews and feedback

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Our strategy

How we guarantee the best loans.

Expertise, innovation, and transparency: our strategy for offering you the best loans.

Simplified process
Innovation and technology
Complete transparency
Customized analysis

With over 70 years of expertise in the world of credit, Pretalia is committed to being there for you every step of the way. Our promise? To offer you personalized professional support for all your consumer credit projects.

Pretalia is, above all, financing solutions that truly meet your needs: personal loan offers (car, home improvements, motorcycle, caravan, boat, etc.), revolving credit (Pretalia revolving credit), and loan consolidation (debt consolidation); simple and effective tools to make the process easier (free, no-obligation simulator, online application, electronic signature, etc.), and responsive customer service, available through your online customer account or by phone.

Pretalia also benefits from the strength and solidity of a renowned banking group, Crédit Agricole. To find out more about Sofinco, its values, and its commitments, see the “About us” section in the menu at the top of the page.